Tips to Buying Your First Pieces of Gold And Silver

Although there are other precious metal coins as an investment, mostly old European gold bullion coins, they should be avoided by most investors. Gold Eagles are the best selling bullion coins in the world, as millions of investors have made them their preferred investment.

Gold bullion coins, on the other hand, sell at small premiums over the value of their gold content and make the best gold investments.

When investors search the Internet for information about coins as an investment, they often are confused by the many sites that promote numismatic and collector coins, which sell at high premiums to their precious metal content. Today, American Gold Eagles are the best selling gold investment bullion coins in the world.

For readers interested in investing in precious metals, there is lots of specific information about the various bullion coins available as precious metal investments. Mexican 50 Pesos and Austrian 100 Coronas are lesser known bullion coins, which often can be bought at smaller premiums than Krugerrands, make excellent gold investments.

Precious metal coins as an investment provide hedges against currency debasement and devaluation. Canadian Maple Leafs, once nearly as popular as Gold Eagles, have fallen into disfavour as investments because the coin’s design results in the coins being easily scratched and damaged.

The World Gold Council’s Gold Investment Digest (GID) is the leading quarterly industry analysis on precious metal price performance on a historical basis and relative to other global financial assets. Less-known gold as an investment coins include Australian Kangaroo/Nuggets, Austrian Philharmonics, and Hungarian 100 Koronas (sister coins to the Austrian 100 Coronas).

When considering investing in silver you may want to check out 90% silver coins. Although not bullion, circulated pre-’65 U.S. 90% silver coins, (commonly referred to as junk silver coins because they have no collector value, essentially are bullion silver investments because $1,000 face value (a “bag”) yields right at 715 ounces of pure silver when refined.

Investors who buy 100-oz silver bars generally ignore the survival aspect of owning silver, which comes with owning pre-1965 U.S. 90% silver coins and 1-oz silver rounds. 10-oz silver bars provide features of both silver investment bars and of survival forms (junk 90% coins and 1-oz rounds).

Now more than ever before, gold and silver investments are shining as flocks of investors enter the market in order to protect themselves from a potential collapse of the United States economy.

Online Home Appraisal Estimate – 3 Great Tips You Need to Know

Getting an online home appraisal estimate could save you thousands of dollars when buying a home or selling your home. Many people have no clue how much their property is worth or the house they are buying until it is too late. This article will explain why you should get a house appraisal estimate and how to get one for free.

Buyers normally offer less than what the property is listed for but the truth is they still could be over paying. The best thing you can do as a buyer is get a house appraisal before making an offer. Traditional home appraisals cost over $250 dollars but you can get a free estimate by using one of the online property value websites. If you get an estimate from a couple of these sites and combine your real estate agents estimate then most likely you will have a fairly good idea of how much it is really worth. Then make your offer slightly lower than the estimated value. If the seller doesn’t accept your offer then show them the estimates you received.

If you are selling your home you need an appraisal in order to price it properly. The number one reason why it takes so long to sell is they are priced too high. If you want to sell fast you need to price it right. I recommend asking your agent to give you an estimate but also use the online appraisal sites to get a couple of values. Then average them together and set the price 2 percent less than the calculated value. This will bring in more offers and most likely a bidding war.

Forgotten Tips for More Sales

None of these take much time, but any one of them can add consider sales to your bottom line. Or try all six, and see your sales explode.

Your Prospects Are Afraid…

Provide your real contact information, including name, company name, snail mail address (physical is better than P.O.) and phone number.

Why? Because your prospects are afraid you are not who you say you are.

On your ‘about me’ page, provide all of this info again, along with photos of you, any employees you have and maybe even your location. Make it super easy to trust you and you’ll get more sales.

Elevate Your Prospects’ Status to Make More Sales

People want to prove they are better than others and have people look up to them. This isn’t bad, it’s just human nature. And you can use this tidbit of knowledge to make more sales, too.

Play up to this tendency to feel more important. Show prospects how buying your product will raise their status among peers, friends, family, etc. Show them how important they will become as a direct result of buying your product.

Have Your Sales Message Come from a Peer

One of the ‘secrets’ to boosting response of your sales message is to have it come from a peer of your ideal prospect.

In other words, you want your message to come from someone of the same group you are selling to.

Are you selling to women in their 40’s? Have your message come from a woman in her 40’s. Selling to investors? Have your message come from another investor, and so forth.

You can likely take any promotion you are running right now, change the message to come from the prospect’s peer, and increase your response considerably.

This technique is even more important when you are selling to someone who is highly skeptical. Nothing melts resistance faster than hearing a message from someone you perceive to be very much like yourself. Split test this and see the response – I think you’ll be shocked at the increase in sales you experience from this simple technique.

Focus on the Benefits of the Benefits

You already know how important benefits are to the selling process. Features are great, but it’s the benefits that sell. For example, that weight loss book is pretty and it has 300 pages – those are features. The benefit is the reader will lose weight if they follow the plan laid out in the book.

But what are the benefits of the benefits?

In the above example, ask yourself what are the benefits to losing weight? For example:

  • Looking better
  • Feeling better
  • Becoming more attractive
  • Living longer
  • Fitting into clothes they already own
  • More confidence
  • Turning heads and getting dates
  • And so forth.

Talking about just the main benefit – in this case, losing weight – isn’t enough. You want to dig deeper and expound on all the benefits your customers is going to get, and then paint a picture of their new life after they use your product.

Find the Story

Every product has a story buried somewhere – you just have to dig it out.

For example, look at this headline from John Carlton:

“Amazing Secret Discovered by One-Legged Golfer adds 50 Yards to Your Drives, Eliminates Hooks and Slices… And Can Slash up to 10 Strokes from Your Game Almost Overnight!”

I have zero interest in golf. None. Yet after reading this headline, I want to know about the one-legged golfer.

Now imagine if I did golf – and imagine what all the golfers who read this headline did. Yup – guaranteed, they couldn’t help but keep reading to find out about that one-legged golfer.

That’s the power of a good story.

Get More Micro-Commitments

The more a person commits to something, the less likely they will change their mind.

For example, if you can get someone to opt-in to two or more of your lists, they are more committed to staying on your lists.

And get this… they are also more likely to make purchases, too.

It’s a principle of psychology that the more a person commits to something, the more likely they are to stick with it for the long haul.

For example, someone might say they are going to start running. But all they do is say it – they don’t do anything else – and within a week they’ve forgotten all about it.

But if that same person buys new running shoes and clothes, visits running websites, subscribes to a running magazine and joins a running club, then I can about guarantee they’re going to run.

It’s the same with your lists. If you can get subscribers to opt in to multiple lists, they become more committed to you and to the niche or topic itself.

So let’s say your niche is dogs. You might ask your new subscribers to opt in to a special course on potty training, another course on bad behavior modification, another course just on their particular breed of dog and so forth.

By getting more of these micro-commitments from your readers, you greatly increase the odds they will become your customers and even purchase from you multiple times.

Now how great is that?

7 Tips for Buying Urns Online

In the past, purchasing an urn involved going to the funeral home, which handled the funeral arrangements of your beloved family member, and picking one from their display selection. Now, since the advent of the Internet, one can simply type in the search term “urns” in any search engine and find literally hundreds of companies selling a wide variety of cremation urns online. Purchasing an urn from an Internet company can be painless and done from the comfort and privacy of your home. Yet, with such an enormous selection of urn vendors, how does one determine which vendor to purchase from?

It is difficult if not impossible to know who is genuinely interested in helping the customer and who is out to make a buck. These 7 tips are designed to help you evaluate the companies on the Internet selling cremation urns. Hopefully the information will help make this part of the process a little easier for you and your family.

1. Research the Urn Vendor

You want to deal with a business that is experienced and ethical. Invest a little time to educate yourself about the vendor you are considering doing business with.

  • How long have they been in business?
  • Where are they located?
  • Are they members of the Better Business Bureau?
  • If so, have they had any complaints?

Look within their website for an About Us or Company page that offers more information about them. You can also contact them by phone or email and question them.

Check with the Better Business Bureau to see if they are a member and if they have had any complaints for the last three years. Members of the BBB Online Reliability program will prominently display the BBB seal on their website.

Be skeptical of vendors that do not fully disclose simple yet important information such as contact phone number, email address, and where they are located.

2. Examine Their Customer Service

Good customer service is shown by being focused on helping you instead of just getting the sale. They need to be oriented toward fulfilling your needs and not theirs.

  • Can they be contacted by phone or email?
  • Do they appear knowledgeable about their products?
  • Are they helpful in answering your questions?
  • If contacted after hours did you receive a reply within a reasonable amount of time the following business day?

It is more comforting to talk to an actual person and this should be possible during regular business hours. Contact them with any questions you have or just to see how they handle your call. You can learn a lot just by interaction with the company before you make the purchase.

You want to feel comfortable when discussing various details with them and they need to be helpful.

3. You Need a Guarantee

You want some kind of satisfaction guarantee especially with this type of product. If you get the urn and decide you don’t like it, you should be able to return it as long as it is in resalable condition.

  • Does the vendor offer a money back guarantee?
  • Do they accept returns?
  • If they accept returns, is there a restocking fee?

If your urn has been personalized or if it is custom made, then it is understandable if the company cannot accept a return just because of a change in heart. However, if it is damaged upon arrival or they personalized it with the wrong information they should replace it at no charge to you.

4. A Privacy Policy

With the amount of identity theft going around, you want to make absolutely certain your personal information is protected by the vendor you are dealing with.

  • Is the vendor’s privacy policy easily accessible?
  • Does it clearly outline what information is gathered?
  • Do they inform you how your personal information is handled?

Certainly you have heard how many Internet users are having their information given or sold to spammers. Take the necessary steps to ensure it does not happen to you.

5. Secure Payment Processing

You’ve taken the necessary precautions to ensure your credit is healthy. Don’t ruin it by making an online purchase from an unsecured website, which in turn may lead to fraudulent charges.

  • Does the website offer secure encryption?
  • What types of security measures are offered?
  • Do they have a security guarantee?

If a company is asking for your credit card information over the Internet, then it is very important that they have secure payment processing.

On the webpage where you submit your credit card information make sure the webpage url begins with https://, whereas there is an ‘s’ at the end of the http and a closed security lock at the bottom right hand side of the window. If these elements are not visible, the page is not secure.

Check the vendor’s website for a security guarantee and what measures are taken to protect your credit card information.

6. Watch Out for Hidden Charges

Most people dislike when they’ve decided to purchase an item only to find there are hidden costs such as delivery charges or other unexpected costs. Look more closely at the bottom line price and be aware of additional charges.

  • Is delivery included in the price or is it separate?
  • If buying cremation jewelry, do they charge extra for the chain?
  • Is their pricing easy to understand?

After you’ve added the items to your cart and are ready to check out, look to make sure no additional charges have been added that were not previously selected.

If you are purchasing cremation jewelry, take note that many vendors charge a lower price for the pendant and then add an additional charge for the chain. This is to create the illusion that their prices a lower whereas the total price is higher than the one that got your initial attention.

7. Multiple Payment Options

Don’t get stuck having to pay for the urn with a credit card when you would rather pay by check. Make sure the vendor has different options in place for making payment that fit your preference.

  • Do they take all major credit cards?
  • Does the vendor accept check payment or money orders
  • Can you mail or fax in your payment?
  • Are you able to phone in your order?

Most individuals will choose to pay online with a credit card, but a good number of individuals are more comfortable calling in their order or of their choice or using a different form of payment altogether.

Make sure the company can accommodate your preferred method of payment.

These 7 tips should help you to select the vendor from which you will purchase your urn from. Even then, sometimes the simple things such as visual elements (professional website appearance, user friendly interface, good product images) or resources of information will lend to the trustworthiness and credibility of a company.

In the very end what it boils down to is asking yourself: “Do I feel comfortable purchasing from this company?” and hopefully this article helped you to find that answer.

Information Product Ideas

Are you struggling to come up with information product ideas? Here are some ideas that you can to create your own information products.

Step By Step Guides

Write a step by step guide on how to do something. Lots of people are looking for this type of information because they want something that they can easily follow.

Examples are:

Step By Step Guide On How To Bake The Perfect Victoria Sponge.

Easy To Follow Guide On Building Your Own Rabbit Hutch

Home Study Courses

Sometimes people are looking for something more indepth or advanced that they can go through in their own time at home. Perhaps they are working on a longer term project.

Creating a complete home study course will enable someone to go from A to Z so that they can complete the thing they want to.

Live Training Programs

There are always people who want to learn something live. It enables them to ask questions as they are learning. Producing a live training program on how to do or achieve something is another great type of information product because you are able to sell it more than once!

You can sell it as a live course and then record it and sell it later on as a recorded course.

Weekly Programs

Another way to sell information is to compile a number of lessons and send them out on a regular basis. It could be weekly or fortnightly or monthly.

You could create a membership site so that the lessons only become available after a set period of time.

Having this type of information product enables you to generate a recurring income.

Coaching Programs

People might be able to get the information they need but often there are those who want the feedback and accountability that comes with being in a coaching program.

The only difference with a coaching program is that your clients will have some way of communicating directly with you. The information that you provide can be exactly the same as any of your other products.

Various Formats

You can also use various formats for your information products – such as video, audio or written format. You can use a combination of all 3 in any one information product.

Don’t forget that you can also create a physical version of your information product such as turning an ebook into a physical book or a video series as a DVD that can be shipped out.